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IC 403b 2009 Investment Providers have all the investment information & applications you need to choose your investments & get your payroll deduction started. o choose a provider, call the providers and ask about their products & services (see sample questions below). In general, a good investment product should nclude diversified fund options, competitive returns, quality customer service, low administrative cost, and flexible distribution options. I o w a D e p a r t m e n t o f A d m i n i s t r a t i v e S e r v i c e s Retirement Investors Club (RIC) 403b 2009 Provider Summary look
forward to
retirement! T i

Phone 800-945-6763 800-424-2825 ext 47636 800-999-1030 800-555-1970
515-698-7973
800-747-5164 ext 2403 800-842-2776 Website www.aigretirement.com/iowa www.retire.hartfordlife.com/iowa/ www.horacemann.com www.ingretirementplans.com/c
ustom/iowa www.securitybenefit.com www.securityretirement.com www.tiaa-cref.org/Iowa Credit Rating A+ AM Best Credit Rating A+ AM Best Credit Rating A- AM Best Credit Rating A+ AM Best Credit Rating A- AM Best Credit Rating A++ AM Best Credit Rating Product Name Inside Edge Premier Solutions ING Retirement Choice Iowa Educators SFR TIAA-CREF Group
Supplemental Ret Annuity Investment
Options Fixed Rate Account
90 Variable Rate Funds Fixed Rate Account
23 Variable Rate Funds Fixed Rate Account
24 Variable Rate Funds Fixed Rate Account
25 Variable Rate Funds
Self-Directed Brokerage Option Fixed Rate Account
44 Variable Rate Funds NEA ValueBldr Mut Fd available for
current participants only Fixed Rate Account
28 Variable Rate Funds Investment
Planning Tools Guided Portfolio
Account Aggregation Morningstar Guidance Asset Allocation
Solutions Planning Software Income Wizard
Financial Calculators
Online Investor Profile Morningstar Online
Calculators
TRACK Software
Arnerich Massena Calculators
Investor Profiles
Retirement Planning
Ibbotson Asset Alloca Advice Restrictions None None None None None None Account
Information 24/7 phone & internet access
Quarterly statements 24/7 phone & internet access
Quarterly statements 24/7 phone & internet access
Quarterly statements 24/7 phone & internet access
Quarterly statements 24/7 phone & internet access
Quarterly statements 24/7 phone & internet access
Quarterly statements Options at
Retirement Flexible payment options-no
penalties or restrictions Flexible payment options- no
penalties or restrictions Flexible payment options- no
penalties or restrictions Flexible payment options- no
penalties or restrictions
Flexible payment options- no
penalties or restrictions Flexible payment options- no
penalties or restrictions
Ask the provider How do I enroll in the 403b
program? Will a representative meet with
me to explain investment
options & help with paperwork
if I wish? Why should I choose your firm
over the other 5 providers? Ask yourself Was contacting someone
easy? Does selecting investments &
opening a new account sound
easy? Was the staff and product
information helpful? Notes See the reverse side for a list of investment options Asset Class Sub-class AIG Retirement Hartford Life Horace Mann ING Financial Adv Security Benefit TIAA-CREF Stable Value Fixed Account* Hartf Gen Declared Interest Acct* Horace Mann Fixed Account* ING Fixed Plus III Account* Security Benefit Fixed Account* TIAA Traditional* Principal Protection Money Mkt Money Market I T Rowe Price VIP Prime Res Port ING Money Market Class I Am Century Prime Money Market CREF Money Market Government Government Securities
Inflation Protection
Int'l Government Bond Goldman Sachs Gov Income;
PIMCO Real Return Wilshire VIT Short Term Invest ING GNMA Income Class I PIMCO Real Return Inflation Linked Bond Sht-
Intermediate-
Term Cap Conservation
Strategic Bond PIMCO Total Ret Bd
PIMCO Low Dura Bd Hartford Total Return Bond HLS Fidelity VIP Inv Grade Bond Port SC2 ING PIMCO Total Ret Port SC Federated Bond
PIMCO Tot Ret
Am Century International Bond
Security Capital Preservation TIAA Acc W Asset Mgmt Core Bond Plus CREF Bond Fixed Income Hi-Yield High Yield Bond Pioneer High Yield Fidelity VIP Hi Income Port SC2 Pioneer Hi Yield Class A Legg Mason Ptnrs Glob Hi Yield B Balanced Traditional Asset Allocation Franklin Income
Am Funds Income Van Kampen Equity and Income Wilshire VIT Balanced Fund Pax World Balanced Van Kampen Equity and Income CREF Social Choice S&P 500 Index Stock Index Fund Fidelity VIP Index 500 Port SC2 ING Stock Index Port folio S Class Dreyfus S&P 500 Index TIAA Acc S&P 500 Fund Lg Cap Value Broad Cap Val Inc;
Core Value; Value;
Large Cap Value Pioneer Cullen Val
Mutual Beacon
Dreyf Prem Strat Val Eaton Vance Large Cap Value Davis Value Portfolio Allianz NFJ Dividend Value Class A Dreyfus Premier Strategic Value
Jennison Value
Van Kampen Comstock TIAA Acc Large Cap Value Lg Cap Blend Core Equity
Growth & Income
Large Cap Core
Socially Responsible Am Funds Fund Inv
Pioneer Fund
AIM Charter
Davis NY Venture Davis New York Venture Fidelity VIP Growth & Inc Port SC2 Fundamental Investors SM R4 Am Century Equity Growth
Jennison 20/20 Focus CREF Stock
CREF Equity Index Core Stock Lg Cap Growth Blue Chip Growth
Large Cap Growth
Growth
Capital Appreciation
Nasdaq 100 Index Neub Ber Soc Resp
Janus Advsr Forty
AF New Econ Growth Am Fds Growth Fund of Amer R3 Fidelity VIP Growth Portfolio SC2 Am Funds Growth Fund of Amer R4 Janus Adv Growth & Income
Marsicp Growth
T Rowe Price Growth Stock CREF Growth
TIAA Acc T Rowe Price Inst Large Cap Growth Mid Cap Value Mid Cap Value Pioneer Md Cp Value
Artisan Md Cp Value
Colum Md Cap Value Pioneer Mid Cap Value Alliance Bernstein VPS Small/Mid Cap Value Portfolio ING JPMorgan Mid Cap Value SC RS Value Security Mid Cap Value TIAA Acc Mid Cap Value Mid Cap Blend Mid Cap Index Fidel Adv LevCo Victory Special Value Rainier Small/Mid Cap Equity Portfolio CRM Mid Cap Value Inv Shares Aston Optimum Mid Cap
Dreyfus Premier Struct Mid Cap Mid Cap
Growth Mid Cap Growth
Mid Cap Strategic Gr Am Cent Vista
Dreyf Fndrs Md Cap
Munder Md Cp Cor Alger Mid Cap Growth Inst Wells Fargo Adv VT Discovery ING FMR SM Divers Mid Cap SC AIM Capital Development
Baron Asset TIAA Acc Mid Cap Growth Sm Cap Value Sm Cap Spec Value Sm Cap Value All'nz NFJ Sm Cp Val
Columbia Sm Cp Val Goldman Sachs Small Cap Val Royce Capital Fund Small Cap Port ING Columbia Small Cap Val II SC RS Partners Wells Fargo Advant Small Cap Value Sm Cap Blend Sm Cap Sm Cap Index Oppen Main St Sm Lord Abbett Small Cap Blend Dreyfus Investment Portfolio
Small Cap Stock Index Portfolio ING Small Company Class I Aston/TAMRO Small Cap
Royce Value TIAA Acc SCB Index
TIAA Acc SC Equity Aggressive Stock Sm Cap
Growth Sm Cap Aggress Gr
Sm Cap Growth
Sm-Mid Growth Fidelity Adv Sm Cap
Am Cent New Opp II Van Kampen Small Cap Growth Delaware VIP Trend Series SC ING Baron Sm Cap Growth Port SC AIM Small Cap Growth Baron Small Cap Global Stock Glob Socially Aware
Global Equity
Global Strategy Am Fnds Cap Wrld GI Templeton Growth Capital World Growth & Inc SM R4 T Rowe Price Global Stock CREF Global Lg Stock Value Foreign Value JP Morgan Int'l Value Alliance Bernstein Intl Value ING International Value Class I Lg Stock Blend Int'l Equities Am Fnds Euro Pacif
Fidelity Adv Int'l Disc
Alliance Ber Int'l Gro Amer Funds EuroPacific Growth R3 Fidelity VIP Overseas Portfolio SC2 ING Julius Baer Foreign Port SC T Rowe Price Int'l Growth & Income TIAA Access Intl Equity International Lg Stock Gro Int'l Sm Cp Equity
Int'l Growth AIM Int'l Growth
AIM Develop Mkts
Fidel Adv Emrg Mkts Janus Advisor Intl Growth ING Marsico Intl Opp Port SC Fidelity Adv Diversified International
Janus Adv International Growth
AIM Developing Markets Specialty/Sector Health Science
Science & Tech
Real Estate AIM Engery
Am Cent Real Estate
Oppen Gold & Spec Delaware VIP REIT Ser SC ING Van Kampen Real Estate
Port-SC Neuberger Berman Socially Respons
Fidelity Advisor Real Estate
Jennison Natural Resourses
RS Technology CREF Real Estate Lifestage/
Target Date Aggressive Growth
Conservative Growth
Moderate Growth T Rowe Pr Rtm 2010,
2020, 2030, 2040 Barclays Global Investors LifePath
2010, 2020, 2030, 2040,
Retirement Wilshire VIT 2010 Conserv, 2010 Mod,
2010 Aggr, 2015, 2025, 2035, 2045 ING Solution PortSC 2015, 2025,
2035, 2045, Income Port T Rowe Price Ret; 2010, 2020, 2030,
2040, 2050, Retirement Inc. TIAA Acc Lifecycle 2010, 2015, 2020,
2025, 2030, 2035, 2040, 2045, 2050,
Retirement Inc. Alternative Self-Directed Brokerage Account Ameritrade ($50/yr) 13,000+ Mutual
Funds; $5,000 min in core acct;
$2,500 min initial deposit Fees for Variable Rate Funds (Provider and fund management fees are annualized on the assets you invest in variable rate funds and are reflected in your returns) Provider fee .40%+ $7.50/qtr 0% .95% .10% .50% 0% Fund Management fee .35-1.17% .75-1.47% .10-1.79% .51-1.31% .50-1.75% .49-.90% Range of total fees .75-1.57% .75-1.47% 1.05-2.74% .61-1.41% 1.00-2.25% .49-.90% S t a t e o f I o w a R e t i r e m e n t I n v e s t o r s C l u b 4 0 3 b P l a n I o w a D e p a r t m e n t o f A d m i n i s t r a t i v e S e r v i c e s * No fees

Revised 08/27/08 5 1 5 - 2 8 1 - 0 5 6 9 5 1 5 - 2 8 1 - 5 1 0 2 ( f a x ) h t t p : / / d a s . h r e . i o w a . g o v / r i c . h t m l

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