Summary
Human Resources
EMPLOYEE BENEFITS
For Full-time EXEMPT Employees as of January 1, 2005
(For complete details regarding each of these policies, please contact the Business Office.)
Benefit
Employee
Cost
When Eligible
Benefit Description
Health Coverage
Prescriptions
Mail-order
prescriptions
Self-insured - See
Policy
Co-pay
$10 generic
$16 brand name
$10/90 day supply
generic
$20/90 day supply
brand name
Completion of 90 days
(Coverage available from
first day of employment if
transferring directly from
another denom. employer. )
Medical, dental and vision coverage is
available to full-time employees. Please
refer to the Health Care Assistance Plan
document for details.
www.adventistrisk.org/employee
benefits/healthcare.html
Short Term Sick
Leave/Extended Term
Sick Leave
Employer provided
plan
90 days
Sick leave of 2 weeks per year (60% for
short-term and 40% for long-term sick
leave). Extended term sick leave can be
accumulated up to a maximum of 1,000
hours.
Vacation
Employer provided
plan
90 days
Vacation is based on accrual basis and
determined by years of denominational
service. Up to 4 weeks/year available.
Accrual caps at 240 hours. Faculty on
95% plan do not accrue vacation in lieu
of having summers and breaks off
Holiday Pay
Employer provided Immediate
Nine holidays; regular part-time
employees receive pro-rated pay. Does
not apply to faculty on 95% pay plan
Employee Basic Life
Coverage
Employer provided
plan
Immediate
Death benefits paid directly to named
beneficiary. Coverage amounts
$100,000 employee; $50,000 spouse;
$5,000 dependents
Supplemental Life
Insurance (Hartford)
Actual, based on
benefit purchased
Immediately or per policy
Coverage may be purchased in
increments of $10,000 up to $750,000
not to exceed 7 times earnings. You
may purchase an equal coverage
amount for spouse not to exceed 100%
of your coverage amount. Coverage for
dependents not to exceed $25,000
AD&D (Hartford)
Optional Accidental
Death &
Dismemberment
Varies, based on
employee purchase
Immediate (See Business
Office for details)
Coverage may be purchased in
increments of $10,000 up to $500,000,
not to exceed 10 times earnings. You
may purchase an equal coverage
amount for spouse not to exceed 100%
of your coverage amount. Coverage for
dependents up to $25,000 not to exceed
100% of your coverage amount.
Long Term Disability
(Hartford)
Employer paid
Must meet policy
requirements. (Eligibility
begins 91st day)
A. Salary continuation (66 2/3%).
Ability Plus (in addition to basic
LTD benefits) additional 20% of
your basic monthly earnings to a
max of $6,000.
B. Spouse Disability ($1,500 for 24
months after a 60-day elimination
period) (taxable income)
Social Security
As required by law Immediate
Financial assistance at retirement,
death or if disabled. Regular, part-time
employees.
Adventist Retirement
Plan/VALIC
Per policy
3 year cliff-vesting provision
for employer contributions
Defined Contribution Plan. Employer
contributes 5% of gross wage. If
employee contributes 2.50% of gross
wage, employer contributes additional
1.25%
Supplemental Benefit
Plans (AFLAC)
Varies, based on
benefits purchased
Must meet policy
requirements (open
enrollment - December 1-31
annually)
a) Cancer Insurance
b) Accident Insurance
c) Hospital Intensive Care
Workers'
Compensation
Immediate
Indemnity for loss of wages at 2/3 gross
wage and payment of medical expenses
resulting from on-the-job injuries/
illnesses as prescribed by state law.
Tax Deferred Annuity
(VALIC or Lincoln
Life)
Varies, based on
employee choices
Immediate
Designed to assist employees with
retirement income and is done through
payroll deduction
Moving Expenses
Employer paid -
per policy
Immediate
All approved moving expenses (within
policy limits) are paid for individuals
asked to join Union College through
relocation from another state
Free UC Tuition -
Employee/Spouse
Employer paid
Immediate
Employee working at least 20 hours per
week may receive up to 4 hours of free
class tuition, as space is available.
Benefit can be transferred to spouse.
Tuition Allowance -
Children
Employer paid
See Business Office for
details regarding eligibility
and waiting period for part-
time employees
70% of tuition for dorm students
35% of tuition if living at home
Union reserves the right to make changes in any provision or requirement at any time.
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